Have money directly deposited in a savings account. Avoid fees at all costs, pay creditors on time, use free checking etc. Before spending money on anything ask yourself if there is a cheaper way to get what you want? There almost always is…

You can save money on just about anything. For food use coupons, eat less meats, eat at friends and family’s more, buy bulk, make meal plans, stock up when food is on sale and even grow your own!

Control ur expenses. and decide what amount u need to save. monthly or yearly. and invest that amount in Mutual fund or go for Insurance & investment policy with minimum risk option, invest in government securities. that is how u can save some amount of money and ur money will give u gud returns too after few years.

The best way to save money is by investing them on long term deposits. You can opt for postal deposits like NSCs. They earn you high rate of interest compared to those of banks. Moreover, your money can not be withdrawn unless your NSC is matured. (You can get loan though).

Many pages of this site are devoted to your health. Why? Because health care costs have sky rocketed so one great way to save money is to help you preserve your health. You can keep your money in your pocket and save too! Having been in the health care industry for over half my life, I know that prevention is key!

Aren’t you tired of paying more money now for prescriptions or OTCs that you could get a year ago for a lot less? Did you know that a lot of common chronic health conditions are curable without prescriptions?

Compare the efficiency rating of various furnace units. The lowest price system may cost more in the long run due to higher operating costs and it may not deliver the comfort you expected. Furnaces with an AFUE (Annual Fuel Utilization Efficiency) of 78-80% are considered mid-efficiency. A high efficiency unit will rate at 90% or higher. A high efficiency furnace will result in a higher price, but lower monthly operating costs.

Cooling efficiency for air conditioners is rated by a SEER (Standard Energy Efficiency Ration). These ratings are available with a minimum of 10 SEER, high efficiency units have at least a 12 SEER, with the maximum available at a 17 SEER.

There are an abundant number of ways to save money on your groceries. Some take a little preplanning and others require only that you take along a calculator. By saving a little each week, you can dramatically reduce the cost of your groceries on an annual basis and tuck away some money for those super sales.

Coupons combined with sales take huge amounts off your bill. Use coupons. Find coupons at the store’s website, in the newspaper, online at coupon sites and in mail flyers. Only save the coupons of products you use. Compare the cost of the product to other brands after you take the coupon off the price. Get a coupon carrier to organize them and always carry it with you to save money on your groceries at unexpected stops.

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